Health Insurance

This broad, affordable limited benefit health insurance coverage was specifically designed for you if:

  • You're not covered by employer-provided health care because of your job classification (part-time, temporary, etc.) or you want to supplement the coverage you receive at work.
  • Limited Benefit Health Insurance can help provide coverage for yourself and your family through convenient, payroll deductions or automatic bank drafts.
  • You'll  also find this coverage takes the term "easy-to-use" to a new level - with no deductibles or copayments, streamlined claims processing and easy access to health care providers.

7 Reasons to Consider Homeland SecureCare Coverage For You and Your Family  

  1. Broad Benefits - You receive a variety of health care options, plus vision and dental coverage, laboratory tests, accident coverage, and $10 co-pay on prescriptions.
  2. First-dollar coverage - You get cash payments for your health claims (unless you specify otherwise), without copayments or deductibles, in addition to any other insurance coverage you may have.
  3. Assignable Benefits - Benefits are assignable however you decide how to spend the money you receive for reimbursed expenses, treatments, home help.
  4. Discounted PPO Networks - You make your money stretch further when you visit doctors and hospitals included in the NPPN Provider Network. www.nppn.com
  5. Simple Enrollment - You spend just a few minutes to complete a simple questionnaire and your're enrolled. Guaranteed issue!
  6. Easy to afford, easy to pay - You pay low group rates for coverage through convenient payroll deductions or bank drafts.
  7. Fast, responsive claims service - When you need to use your coverage, you'll find knowledgeable professionals give you skilled help and fast claims processing.

Benefit Descriptions

  • Health Screening Benefit - Pays a Per Test Amount when an Insured Person undergoes specified routine examinations or other preventative testing.
  • Routine Well-Child Benefit - Pays a Per Physician's Visit amount when an Insured Dependent Child visits a Physician and undergoes physical examination and/or appropriate immunizations during the first 12 months following birth.
  • Hospital Admission Benefit - Pays a lump sum Hospital Admission Benefit if an Insured Person is admitted as an inpatient to a Hospital for treatment of Sickness or Injury.
  • Hospital Confinement Benefit
  • Intensive Care Unit Benefit - 
  • Surgical/Anesthesia Benefit
  • Anesthesia - Pays an Anesthesia Benefit for the administration of anesthesia for which a charge is incurred during a covered surgical procedure.
  • Emergency Room Accident Treatment Benefits -
  • Emergency Room Sickness Treatment Benefit -